Farmers Auto Insurance

Car accidents are an unfortunate but common occurrence. Most people follow the general rule that when you are involved in a car accident, you exchange insurance information with the other driver. While most insurance companies seek to process any claims for damages caused by their insured parties in a timely manner, unfortunately this does not always occur. If you suffered property damage or injuries in an auto wreck, or if a loved one lost their life, you should consult an attorney with experience negotiating with insurance companies such as Farmers Auto Insurance. The Cape Cod car accident lawyers at the Law Offices of John C. Manoog, III, have over 150 years of combined experience representing local residents who have been injured in vehicle collisions, and will aggressively pursue the damages you may be owed. Our understanding of the complexities that can arise in pursuing damages following a car accident has allowed us to acquire numerous multimillion-dollar verdicts and settlements for our clients.

If you were involved in a car accident and the at-fault driver is insured by Farmers Auto Insurance, it is important to understand the process you will have to go through to recover compensation for your property damage and injuries. If you file a claim with Farmers Insurance, your claim will be assigned an adjuster who will determine the value of your damages. While property damage can often be easily assessed through repair estimates, bodily injuries can be more difficult to evaluate. The insurance claims adjuster will use a proprietary computer program to calculate the monetary worth of your injuries. Claims are often undervalued when insurance companies use this type of process, and it is important to have documentation of any injuries and the cost of any past treatment or treatment you anticipate you will need in the future. Claims adjusters (from any insurance company) often attempt to convince plaintiffs to agree to a settlement prior to their claim being fully evaluated, or may attempt to resolve their claim with a low-ball offer. It can be confusing and overwhelming to deal with the process of determining the value of your injuries when faced with pressure from an insurance company to settle your claim. As such, if you were involved in a car accident and have been left with injuries and expenses, it is in your best interest to retain a skilled accident lawyer to prevent your claim from being undervalued or settled prior to an accurate determination of the full extent of your damages.

Under Massachusetts law, insurance companies are obligated to act in good faith when handling any claims submitted by either their insured or certain third parties. Acting in good faith includes conducting a reasonable investigation of the claim. Good faith also imposes a duty on insurers to make a reasonable offer to settle a claim once liability is clear. If an insurance company fails to act in good faith, the company can be liable to the insured party for damages in addition to the damages owed due to the underlying car accident. Specifically, an insurer liable for a bad faith refusal to investigate or settle a claim may be subject to double or treble damages, and may be required to pay the cost of the injured party’s attorney’s fees. Bad faith claims are complicated, and should be pursued with the assistance of an attorney experienced in litigating car accident lawsuits.

The vehicle collision attorneys of the Law Offices of John C. Manoog, III have successfully represented numerous individuals who have been injured due to the negligence of others, and who need help determining their next steps in seeking compensation. We have substantial experience in negotiating with insurance companies, and will aggressively pursue the damages you may be owed. We represent clients in Cape Cod, and offer consultations in Hyannis and Plymouth as well. Contact us at 888-262-6664 or via our online form to set up a consultation. Nós Falamos Português.